This three-step estimator** is available to help employees plan for retirement by estimating their 2021 retiree insurance premiums. Please note that rates are not adjusted for inflation or potential future benefit/premium changes. The tool will estimate the employee share of the premium along with the UM subsidy contribution. This estimator is not applicable for federal or civil service retirees; if you fall in one of these categories, contact the UM System HR Service Center at 573-882-2146 or retirement@umsystem.edu to request an estimate.
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Your actual insurance premiums will be calculated by the UM Office of Human Resources upon your retirement and will depend on several factors, including your age, service credit, and the plan provisions in effect at the time you retire. The Plan document will govern in the event of any discrepancy. The Employer reserves the right to terminate, suspend, discontinue or amend the Plan at any time and for any reason.
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